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How Inflation Changes the Real Estate Market and Lending Needs

This article discusses how inflation silently molds commercial real estate and how it can affect the lending requirements of borrowers: 1. Asset Appreciation – Inflation tends to drive up the prices of assets, including real estate. Which leads to capital appreciation for property owners making CRE investment strategic moves for investments. Asset-based lending such as...

Hard Money Loans on Distressed Commercial Real Estate

Here is Hard Money can help distressed commercial real estate scenarios: 1. Quick Financing – Hard Money Loans can obtain financing quickly, usually in days or weeks. Which can be crucial in time-sensitive transactions such as foreclosure auctions, or commercial property acquisitions. 2. Flexible Lending Criteria – Hard Money Lenders has more flexible lending criteria...

How to Obtain a Commercial Loan with a Low Credit Score?

There is a type of commercial loan that allows you to finance your real estate project even if you have a low credit score and that type of loan is a Hard Money Loan, a short-term loan wherein a commercial property is used as collateral. Investors rely on Hard Money Loan to acquire a commercial...

Things to Consider on the Economic Impact of High-End Structures due to Office Distress.

Commercial Lending will likely have several effects if the distress in Office occupancy continues, but it can be an opportunity for several commercial property owners. Here are some of the several solutions that we might consider: 1. Office demand will likely decrease due to changing work culture, higher interest rates, and a possible economic turndown...

The difference between a Bridge Loan and a Hard Money Loan?

1. Short-Term Loans – Bridge Loans and Hard Money Loans are typically used over short periods of time, usually taking a few months to years. 2. Higher Interest Rates – Both of them have higher interest rates compared to traditional loans, due to short-term use and higher risk profile. 3. Secured Loans – Bridge Loans...

What is a Foreclosure Bailout?

Foreclosure bailouts are designed to help commercial property owners experiencing financial difficulties that make it difficult to sustain their mortgage payments. Foreclosure bailouts can be refinanced with lower interest rates, which allows you to solve the issues and pay them off. Hard Money Loans are one of the options to obtain finance on a foreclosure...

What is Creative Financing?

These types of financing are usually used when a buyer and seller want to have a more creative and flexible way of financing. Here are the types of creative financing that can be used in commercial real estate transactions: Owner Financing: It is a type of financing wherein a seller acts as a lender and...

Hard Money Loans in Commercial Real Estate

A Hard Money Loan is a short-term loan in that commercial property is the collateral. These are used by investors who may not qualify for a traditional loan. Hard money lenders usually come from a private lender, offering loans at higher interest rates than traditional lenders which can also obtain a higher return on investment...

The Future of Commercial Lending

Commercial Lending has adapted significantly over the years, in how they respond to economic and market conditions. Over the years, technology has played a significant role in the commercial lending industry making it accessible to commercial real estate investors. Also, the rise of fintech companies and other online lenders such as Hard Money Lenders has...

Financing Foreclosure and Loan Bailouts

Hard Money Loans can be a valuable solution for a foreclosure bailout, with their quick and flexible process, you can obtain the funds that are needed for Foreclosure Bailout. This article will explain how Hard Money Loans have been beneficial to commercial property owners who are facing foreclosure: 1. Convenience – Hard Money Loans are...