Blog

Our Latest Blog Articles

What are Private Money Lenders in Real Estate?

Private Money lenders offer alternative financing for those who may not qualify for traditional lending or those who are looking for a more flexible and short-term way of financing their commercial real estate transactions. Here are some of the Private Money Lenders in Real Estate: Private Investment Firms – These are firms that specialize in...

How Technology Advancement Transforms Commercial Lending

This Article will discuss various ways in which technology advanced commercial lending, empowering lenders and borrowers: 1. Automated Loan Innovation – Technological advancements have automated loans that simplify and speed up the application process. Online platforms help borrowers to submit their applications electronically, which eliminates physical paperwork. Automated systems quickly...

How Inflation Changes the Real Estate Market and Lending Needs

This article discusses how inflation silently molds commercial real estate and how it can affect the lending requirements of borrowers: 1. Asset Appreciation – Inflation tends to drive up the prices of assets, including real estate. Which leads to capital appreciation for property owners making CRE investment strategic moves for investments. Asset-based lending such as...

Hard Money Loans on Distressed Commercial Real Estate

Here is Hard Money can help distressed commercial real estate scenarios: 1. Quick Financing – Hard Money Loans can obtain financing quickly, usually in days or weeks. Which can be crucial in time-sensitive transactions such as foreclosure auctions, or commercial property acquisitions. 2. Flexible Lending Criteria – Hard Money Lenders has more flexible lending criteria...

How to Obtain a Commercial Loan with a Low Credit Score?

There is a type of commercial loan that allows you to finance your real estate project even if you have a low credit score and that type of loan is a Hard Money Loan, a short-term loan wherein a commercial property is used as collateral. Investors rely on Hard Money Loan to acquire a commercial...

Things to Consider on the Economic Impact of High-End Structures due to Office Distress.

Commercial Lending will likely have several effects if the distress in Office occupancy continues, but it can be an opportunity for several commercial property owners. Here are some of the several solutions that we might consider: 1. Office demand will likely decrease due to changing work culture, higher interest rates, and a possible economic turndown...

The difference between a Bridge Loan and a Hard Money Loan?

1. Short-Term Loans – Bridge Loans and Hard Money Loans are typically used over short periods of time, usually taking a few months to years. 2. Higher Interest Rates – Both of them have higher interest rates compared to traditional loans, due to short-term use and higher risk profile. 3. Secured Loans – Bridge Loans...

What is a Foreclosure Bailout?

Foreclosure bailouts are designed to help commercial property owners experiencing financial difficulties that make it difficult to sustain their mortgage payments. Foreclosure bailouts can be refinanced with lower interest rates, which allows you to solve the issues and pay them off. Hard Money Loans are one of the options to obtain finance on a foreclosure...

What is Creative Financing?

These types of financing are usually used when a buyer and seller want to have a more creative and flexible way of financing. Here are the types of creative financing that can be used in commercial real estate transactions: Owner Financing: It is a type of financing wherein a seller acts as a lender and...

Hard Money Loans in Commercial Real Estate

A Hard Money Loan is a short-term loan in that commercial property is the collateral. These are used by investors who may not qualify for a traditional loan. Hard money lenders usually come from a private lender, offering loans at higher interest rates than traditional lenders which can also obtain a higher return on investment...