Blog The Impact of Inflation on CRE Lending 2023-12-11 16:33:33 However, inflation can also create opportunities for commercial borrowers. Here are some of the positive presumptions of inflation on commercial lending and things to consider: 1. Interest Rates and Costs – During inflation lenders may charge higher interest rates to maintain their compensation, which can...

Blog Structures of Commercial Lending on CRE 2023-12-11 16:23:34 We explored the structures of commercial lending on Commercial Real Estate and discussed all the key aspects such as type of loans, and market trends. 1. Types of Commercial Loans – Commercial lenders are offering different loans based on the transactions of commercial real estate, such...

Blog The Key Role of Private Lenders in Commercial Property Revitalization 2023-12-11 15:34:13 We will explore how private lenders are one of the Keys for revitalizing communities: 1. Funding Redevelopment Projects – Private lenders are instrumental in providing financial backing to breathe new life into underutilized commercial properties. One of the Key advantages of private...

Blog Understanding the Loan-To-Value Ratio (LTV): One of the Key Components for Commercial Lending 2023-12-13 14:56:47 How to calculate the Loan-to-Value Ratio: LTV = (Loan Amount / Appraised Property Value) x 100 The result is expressed as a percentage. For example, if a property is appraised at $1 million, and the loan amount is $750,000...

Hard Money Loans are a popular financing option for commercial real estate businesses. Hard Money Loans are backed by the value of the property rather than the borrower’s creditworthiness. This financing option has gained popularity for various reasons. In this article, we will discuss five reasons why people choose Hard Money Loans: Speedy Approval and...

Blog Commercial Lending on Seasonal CRE 2023-09-22 10:17:11 This article will discuss commercial lending on Seasonal CRE and how we can leverage the investment opportunities. What is Seasonal CRE? Seasonal CRE refers to a type of commercial property that experiences a significant change in business activity and revenue due to seasonal fluctuations. These properties include...

Blog How AI Transforms Commercial Lending 2023-09-22 10:14:58 In this article, we will discuss how AI tools have transformed and brought benefits to commercial lending: 1. Enhance Credit Risk Assessment – One of the advantages of AI in commercial lending is to analyze vast amounts of accurate data quickly. AI-driven credit risk assessment models can...

Blog Refinancing Real Estate Loans in a Rising RateEnvironment 2023-09-22 10:11:01 About Rising Interest Rates: Interest Rates are a fundamental tool in the commercial real estate market, which affects borrowing rates and impacts commercial real estate loans. In a rising rate environment, commercial real estate investors need to evaluate if refinancing will lead to long-term...

Blog The Benefits of Partnering with an Experienced Commercial Lender 2023-09-22 10:06:32 Commercial lender professionals bring a wealth of experience, insights, and a track record of closing deals. That’s why, partnering with an experienced Commercial lender can make a difference in securing your commercial real estate business. This article discusses the benefits of working with...

Blog How Commercial Loans work on for Foreclosure Bailout 2023-09-22 10:01:36 How Commercial Loans work on for Foreclosure Bailout Commercial loans such as Hard Money Loans are an option for a foreclosure bailout, with an asset-based loan which is more secured based on the value of the property. It’s important to understand how Hard Money...